Achieve Financial Freedom. Faster.
NFL football season is upon us. I am a fan of watching NFL games. It is one of the bright lights heading into the cold, snowy, dreary winter season here in the North East. Why am I mentioning football on a personal finance blog? I believe there are a lot of similarities between sports and … Read more
Ever since I started work (and even before then in college), I’ve always dreamed of the day of breaking the shackles chaining me to my office chair. “Let’s work really hard now”, I told myself, “so that I don’t have to work in the future.” One of my early financial goals as a working professional … Read more
I grew up being a math geek. Maybe that is why I enjoy personal finance so much. I am a heavy user of excel. At one point or another, I kept track of all sorts of personal finance numbers ranging from my budget to net worth to retirement savings. One item I used to keep … Read more
It isn’t easy to break into the top 1% of net worth in America. America, after all, is the number #1 economic powerhouse in the world. It might not always feel this way, but we, as Americans, are very lucky to be in America and all the opportunities afforded us here. We won life’s financial … Read more
Managing one’s assets isn’t always easy. The more assets you have the more time is needed to care for those assets. Over time, that can start to feel like quite a chore. I know it is absolutely necessary to be on top of managing one’s assets but it doesn’t mean it won’t get tiring. There … Read more
It shouldn’t surprise anyone that my money beliefs have evolved since I was younger. Many things tend to change as one acquires more experience and accumulates more wisdom. The way I view money isn’t exempted from such changes. Not only have my views about money changed throughout the years, they have also changed because of … Read more
I have a confession to make. I have an obsession, maybe even borderline addiction. It isn’t necessarily an addiction of vice; although I’m sure some people can view it that way. I think about my addiction constantly – day and night. I don’t keep track of the number of times I think about it during … Read more
I am a big believer that saving is one key component to building wealth. After all, saving is part of a simple wealth equation of Earn + Save + Invest = Wealth. I’ve been a saver all my life. It probably has to do with growing in a financially poor household. My parents worked very … Read more
I believe in a very simple equation for wealth creation and accumulation: Earn ASAP + Save ASAP + Invest ASAP = Great Wealth It’s pretty much self-explanatory – but just in case you need a quick refresher: Earn is to make money. Save is to not spend the money earned. Invest is to put the … Read more
I feel a rant coming. I hope you can understand and forgive. It’s been over 2 months of shelter-in-place order (or stay-at-home as NY Governor Cuomo likes to call it) due to COVID-19. I hesitate to go out shopping or even to go out. I love to travel but I have to cancel all my … Read more