Achieve Financial Freedom. Faster.
Hopefully my financial tough love and a dose of reality post did not scare you away from this blog. Sometimes reality can hurt but it doesn’t make it less true. Ever since I started my first job out of college, I’ve had retirement on my mind. I strived to save as much as possible as … Read more
Charles Schwab conducted a 2019 modern wealth survey. With 1,000 American participants, Schwab asked a variety of questions pertaining to spending habits, planning, and wealth. According to the survey, Americans believe it takes an average of $2.3 million in personal net worth to be considered wealthy. The average income of the survey participants is slightly … Read more
If you own your own home, housing cost is likely one of your biggest expenses. Housing sure is one of the biggest expenses for our hypothetical million dollar income family. Wouldn’t it be great to be able to lower the monthly mortgage payments? Housing cost is also one of my biggest expenses. It is second … Read more
My wife and I recently took a trip to Las Vegas – just the two of us and left the kids at home. It was a nice little get away from our typical daily routine of waking up early to make breakfast for the kids, to bathing them, to changing diapers and to dealing with … Read more
“People ask me all the time how we got four surplus budgets in a row. What new ideas did we bring to Washington? I always give a one-word answer: Arithmetic” – President Bill Clinton The above chart demonstrates the power of saving. If your expenses are 100% of your take home pay, then you will … Read more