Achieve Financial Freedom. Faster.
Wow, I can’t believe another year has passed. As I’ve gotten older, time moves a lot quicker. 2019 has been a great year financially speaking, especially in the US. The S&P 500 returned 31.5% including dividends. All the major US stock indices reached record highs in 2019 including the Dow Jones, Nasdaq, and the aforementioned … Read more
I grew up financially poor. By all measures, my family struggled to make ends meet when I was young. We lived in a very small home for a family of five. The apartment was less than 400 square feet. Clothes and shoes were only replaced when either we outgrew them or when there was a … Read more
How did Warren Buffett achieve his great wealth? One of the tricks he employed was the mastery of “using other people’s money.” He did this in a couple of ways. First, he started an investment vehicle with limited partners as investors in the vehicle. Armed with cash from other people, he was able to go … Read more
Some goals are easy to achieve while other goals are quite challenging. I’ve experienced successes and failures many times over many things. Fortunately for me, I believe I’ve had more successes on the personal finance front than failures. But are you struggling to achieve your financial goals? If yes, how do you “right the ship” … Read more
I spent the first 3 years of my work life after college living at home with my parents. Fortunate for me, my parents live in New York City, the financial hub of the world. As someone who works in finance, New York City offered me a tremendous amount of opportunities. Therefore, after college, I decided … Read more
I have a lifestyle today for which I am quite happy and, also at the same time, quite appreciative and grateful. I live in the best city in the world – New York City. It is a city full of life, culture and vibrancy. I enjoy all the entertainment and experiences the city has to … Read more
I run calculations. I’ve been running calculations since the day after I graduated from college. The calculations are usually how much my family spends in a year. This is absolutely necessary in order to determine how much income I need to generate annually to be able to meet my household expenses. As any follower of … Read more
By now you should know that I’m a big fan of real estate, especially residential rental properties. I believe firmly real estate should be the cornerstone of your investment portfolio. There are many benefits to owning investment properties despite hidden expenses no one tells you about. Those benefits include the ability to use leverage, appreciation … Read more
Sports are a big part of American culture and American life. I enjoy watching sports myself, either on television or attending a live game. My favorite sport to watch today is American football. In particular, I enjoy watching the National Football League (NFL). It is the most popular sport to watch in the United States … Read more
Nowadays, it is hard to go a week in visiting personal finance news magazine websites without seeing a story about the impact of student loan on the borrower. Research has shown that student debt has very negative effects on the US economy and life in general. Those negative effects include: Delaying marriage and delaying the … Read more